Even a short Texas hailstorm can cause serious roof damage. Hailstones — especially those over 1" — can:
This type of storm damage often isn’t visible from the ground, and may not leak right away. That’s why a professional inspection is key.
That depends on a few factors — but in many cases, replacement is the smart (and sometimes only) solution. You may need a new roof if:
Most policies in Texas allow you 6–12 months from the storm date — but the clock starts ticking the day the hail hits. Waiting can:
Some policies allow longer — but check your specific policy and act quickly.
If your carrier approves the claim, you’ll receive a Summary of Damages, which lists what the insurer agrees to pay for:
Many jobs can be completed within 1–2 days after scheduling, depending on weather and material availability.
"My roof isn’t leaking — so I’m fine."
Leaks often show up weeks or months after the hail event. By then, claim deadlines may have passed.
"My neighbors didn’t get new roofs, so I don’t need one."
Damage can vary drastically even across a single block — based on pitch, slope, age, and material.
"I don’t want my premium to go up."
In Texas, insurers can’t raise your rate solely for a hail or wind claim. Hail claims are classified as weather-related and non-fault.